1225 Payne Street

Fredericksburg, VA
$ 795,000 Beds 5 Baths 4 Sq 2,921 Virtual Tour
Monthly Estimate* How much can I afford?

This lovely home has such a great story. It was a rambler with virtually no yard or parking, the owner completely renovated the entire house and lot. The rambler has been converted to a transitional 2 story home. It features 5 bedrooms, 4 full baths, a large balcony, off of the sizeable master. There is a laundry on the upper level and in the basement. The backyard is an absolute oasis! You'll love the extra parking and a detached garage. Check out all the low maintenance landscaping surrounding the beautiful saline heated/chilled pool. Within the last 3-4 years, the roof (New Architectural Shingles), top floor, every wire, pipe, fixture, surface, and all mechanicals have been replaced. Some things you won't want to miss are the Kitchen: Quartzite Countertops with Custom Soft Close cabinets. Gas range, matching LG appliances in 2020. Basement: boasts a kitchenette with a full-size refrigerator, full bath, built-ins, and room to relax. The hot water heater is a heat inducer - state of the art energy efficient. The AC has 2 New Heat Pumps. New garage and fencing with a lockable iron gate. Inground irrigation system. All of this in an amazing location - walk to Mary Washington or to Historic Downtown Fredericksburg.


  • Price
  • $ 795,000
  • Lot Size
  • 6,970 SqFt
  • Bedrooms
  • 5
  • Sqr Footage
  • 2,921
  • Full Bathrooms
  • 4
  • Year Built
  • 1961
  • Half Bathrooms
  • 0
  • City, Zip
  • Fredericksburg
  • Taxes
  • 4209
  • County
  • Style
  • Transitional
  • Area
  • MLS#
  • VAFB118142
  • Zip
  • 22401
Listing Provided by: Coldwell Banker Elite



Acceptable Financing Cash, Conventional, FHA, VA
Accessibility None
Appliances Built-In Microwave, Dishwasher, Dryer, Extra Refrigerator/Freezer, Refrigerator, Stove, Washer
Architectural Style Transitional
Association Y/N No
Condo/Coop Association Y/N No
Construction Materials Masonry
Cool Fuel Electric
Cooling Central A/C
Exterior Features Extensive Hardscape, Lawn Sprinkler
Garage Spaces 1.00
Garage Y/N Yes
Heating Heat Pump(s)
Levels 3
New Construction No
Other Structures Above Grade, Below Grade
Ownership Fee Simple
Patio/Porch Features Patio(s), Balcony, Deck(s)
Possession Settlement
Price Per Sq Ft 335.02
Property Type Residential
Real Estate Owned Y/N No
Senior Community Y/N No
Sewer Public Sewer
Structure Type Detached
Tax Annual Amount 4209.0
Tax Lot 21
Tax Year 2019
Utilities Electric Available, Natural Gas Available
Vacation Rental Y/N No
Water Access Y/N No
Zoning R4

Interior Features

Above Grade Finished Area 2373
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Basement Full
Basement Y/N Yes
Bathrooms Count All Lower Levels 1
Bathrooms Count All Upper Levels 2
Bathrooms Count Lower Level 1 1.00
Bathrooms Count Main Level 1.00
Bathrooms Count Upper Level 1 2.00
Bathrooms Full All Lower Levels 1
Bathrooms Full All Upper Levels 2
Bathrooms Full Lower Level 1 1
Bathrooms Full Main Level 1
Bathrooms Full Upper Level 1 2
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Below Grade Finished Area 548
Below Grade Finished Area Source Estimated
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Below Grade Unfin Sqft 516
Below Grade Unfin Sqft Source Estimated
Central Air Y/N Yes
Full Baths 4
Heating Fuel Natural Gas
Heating Y/N Yes
Hot Water Natural Gas
Living Area 2921
Main Level Bedrooms 2
Room Type Living Room, Kitchen, Laundry, Recreation Room
Total Baths 4
Total Bedrooms 5
Total Rooms 9

Exterior Features

# Of Detached Garage Spaces 1
Fencing Wood, Rear
Garage Features Additional Storage Area
Lot Size Acres 0.16
Lot Size Source Assessor
Lot Size Square Feet 7150.00
Navigable Water Y/N No
Pool Y/N Yes - Personal
Total Parking Spaces 5
Type of Parking Detached Garage, Driveway
Water Oriented Y/N No
Water Source Public
Water View Y/N No
Waterfront Y/N No

Room Details

Kitchen Main
Laundry # 2 Lower 1
Laundry Upper 1
Living Room Main
Recreation Room Lower 1


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Bethesda, MD office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/13/2020 Listed $795,000

Property vs Zip Code Average in 22401

AVG $310K
AVG $2,187
AVG 68
Year Built
AVG 1952


1225 Payne Street Fredericksburg, VA is a Single Family Home for sale at $795000 with 2921 sqft and a lot size of 6,970 SqFt Acre(s). 1225 Payne Street Fredericksburg has 5 bedrooms, 4 baths and was built in 1961. The property's zip code is 22401 which is in Fredericksburg, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.