21470 Spinnaker Way

Tilghman, MD
$ 1,890,000 Beds 5 Baths 4.5 Sq 3,555 Virtual Tour
Monthly Estimate* How much can I afford?

2 parcels: 21470 (lot 4) & 21560 (lot 3) Spinnaker Way for a total of 24 acres are located in Tilghman, MD. These gorgeous properties are situated in a very private area of the Tilghman on Chesapeake community, but still have use of the incredible amenities. The entrance is captivating as one drives down the country lane and through the marsh grasses before arriving at the beautiful home built in 2010. The park-like setting offers complete privacy and beautiful views of Harris Creek and beyond. Adjacent is the 4 acre waterfront lot which is perced for a 5 BR home Combining the two properties would be ideal for the family compound. The southern style existing 5 BR home has an open floor plan with light filled rooms and a wonderful mix of window and door styles. Beautiful details are found throughout including the exquisite Finnish Tulikivi soapstone fireplace, the cooks kitchen and well thought-out pantry, and front & back mahogany porches. A first floor master bedroom suite allows for one floor living but guests/family can stay comfortably upstairs in the 2 bedrooms plus the private guest suite over the garage. A convenient office (could also be a 5th bedroom) and full bath can be easily shut off with it's french doors so working from home is a dream. Other amenities include a 2 car garage, outdoor shower, balcony off the guest suite, complete irrigation system, surround sound, whole house sprinkler, ADT alarm system, whole house generator, and whole house water purifying system, just to name a few. The Tilghman on Chesapeake Marina and Yacht Club boasts a wonderful clubhouse, large outdoor pool, and deep water dock slips making this a yachtsman's paradise. However there is an existing pier on Lot 4 and another can be built on Lot 3 as well (these are 2 of only 4 lots in TOC allowing them). Please note too the low taxes reflect the agricultural tax benefit. Tilghman Island is just 12 miles from the popular town of St. Michaels and 22 miles from Easton. It is within 2 hours of Washington DC and Baltimore, 2.5 hrs from Philadelphia, and 3.5 from NY. This area is an absolute treasure and offers the ultimate getaway to those looking for accessibility yet an escape to great sailing, cruising, fishing, and a peaceful retreat. Please contact the listing agent for further details.


  • Price
  • $ 1,890,000
  • Lot Size
  • 24 Acres
  • Bedrooms
  • 5
  • Sqr Footage
  • 3,555
  • Full Bathrooms
  • 4
  • Year Built
  • 2010
  • Half Bathrooms
  • 1
  • City, Zip
  • Tilghman
  • Taxes
  • 9497
  • County
  • Style
  • Cape Cod
  • Area
  • MLS#
  • MDTA139904
  • Zip
  • 21671
Listing Provided by: TTR Sotheby's International Realty



Accessibility None
Additional Parcels Y/N Yes
Appliances Built-In Microwave, Dishwasher, Oven - Double, Oven - Self Cleaning, Oven - Wall, Range Hood, Refrigerator, Washer, Extra Refrigerator/Freezer, Dryer - Electric, Built-In Range
Architectural Style Cape Cod
Association Amenities Boat Dock/Slip, Club House, Common Grounds, Pool - Outdoor
Association Fee Includes Pool(s), Recreation Facility, Reserve Funds, Pier/Dock Maintenance
Association Y/N Yes
Condo/Coop Association Y/N No
Construction Materials HardiPlank Type
Cool Fuel Electric
Cooling Ceiling Fan(s), Central A/C
Days on Market 7
Exterior Features Extensive Hardscape, Exterior Lighting, Lawn Sprinkler, Outside Shower
Flooring Hardwood, Ceramic Tile
Garage Spaces 2.00
Garage Y/N Yes
HOA Fee 1990.00
HOA Fee Frequency Annually
Heating Heat Pump(s), Forced Air, Wood Burn Stove, Zoned
Interior Features Additional Stairway, Attic, Breakfast Area, Built-Ins, Butlers Pantry, Carpet, Cedar Closet(s), Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In
Legal Subdivision *
Levels 2
New Construction No
Other Structures Above Grade, Below Grade
Ownership Fee Simple
Parking Features Crushed Stone
Patio/Porch Features Porch(es), Screened, Balcony
Possession Negotiable
Price Per Sq Ft 531.65
Property Type Residential
PropertyCondition Excellent
Real Estate Owned Y/N No
Roof Composite
Security Features Sprinkler System - Indoor, Security System
Senior Community Y/N No
Sewer On Site Septic
Structure Type Detached
Tax Annual Amount 9497.0
Tax Year 2021
Vacation Rental Y/N No
View Water
Water Access Y/N Yes
Zoning 110R

Interior Features

Above Grade Finished Area 3555
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Basement Y/N No
Bathrooms Count All Upper Levels 2
Bathrooms Count Main Level 3.00
Bathrooms Count Upper Level 1 2.00
Bathrooms Full All Upper Levels 2
Bathrooms Full Main Level 2
Bathrooms Full Upper Level 1 2
Bathrooms Half Main Level 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Below Grade Finished Area Source Assessor
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Below Grade Unfin Sqft Source Assessor
Central Air Y/N Yes
Fireplace Features Free Standing, Fireplace - Glass Doors
Fireplace Y/N Yes
Full Baths 4
Half Baths 1
Heating Fuel Electric, Propane - Leased, Wood
Heating Y/N Yes
Hot Water Electric
Laundry Type Main Floor
Living Area 3555
Main Level Bedrooms 2
Room Type Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Bedroom 1, Laundry, Office, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3, Full Bath, Half Bath
Total Baths 5
Total Bedrooms 5
Total Fireplaces 1
Window Features Double Pane, Palladian, Screens, Skylights

Exterior Features

# Of Attached Garage Spaces 2
Door Features French, Six Panel
Foundation Details Crawl Space
Garage Features Garage - Front Entry, Garage Door Opener, Oversized
Horse Y/N Yes
Lot Features Backs - Parkland, Landscaping, Premium, Private
Lot Size Acres 24.00
Lot Size Source Estimated
Lot Size Square Feet 1045440.00
Navigable Water Y/N Yes
Pool Y/N Yes - Community
Roadresponsibility Road Maintenance Agreement
Total Parking Spaces 2
Type of Parking Driveway, Attached Garage
Water Access Features Canoe/Kayak, Boat - Powered, Private Access
Water Body Type River
Water Oriented Y/N Yes
Water Source Well
Water View Y/N Yes
Waterfront Y/N Yes

Room Details

Bathroom 1 Main Flooring - Tile,Soaking Tub
Bathroom 2 Main Flooring - Tile
Bathroom 3 Upper 1 Flooring - Tile,Tub Shower,Skylight(s)
Bedroom 1 Main Ceiling Fan(s),Walk-In Closet(s),Flooring - HardWood
Bedroom 2 Upper 1 Ceiling Fan(s),Flooring - Carpet
Bedroom 3 Upper 1 Flooring - Carpet,Ceiling Fan(s)
Bedroom 4 Upper 1 Flooring - Carpet,Ceiling Fan(s)
Dining Room Main Flooring - HardWood
Foyer Main Cathedral/Vaulted Ceiling,Flooring - Tile
Full Bath Upper 1 Flooring - Tile,Skylight(s)
Half Bath Main Flooring - Tile
Kitchen Main Breakfast Room,Countertop(s) - Solid Surface,Flooring - Tile,Kitchen - Gas Cooking,Island,Pantry
Laundry Main Flooring - Tile
Living Room Main Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - HardWood,Wood Stove
Office Main Flooring - HardWood,Ceiling Fan(s)
Utility Room Main Built-Ins,Countertop(s) - Solid Surface,Flooring - Tile,Pantry


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Bethesda, MD office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/24/2020 Listed $1,890,000

Property vs Zip Code Average in 21671

AVG $1.01M
AVG $4,944
AVG 251
Year Built
AVG 1955


21470 Spinnaker Way Tilghman, MD is a Single Family Home for sale at $1890000 with 3555 sqft and a lot size of 24 Acres Acre(s). 21470 Spinnaker Way Tilghman has 5 bedrooms, 4 baths and was built in 2010. The property's zip code is 21671 which is in Tilghman, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.